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Online Loan

We offer loans online with great convenience. The intelligent "Zamcash" will provide the amount in a few minutes. The loan is processed automatically.


No Paperwork


Apply 100% via mobile


Receive mobile money within 5 minutes

Loan Calculator





All your data is completely secure!

Loans provided by Biu Capital Ltd. Licensed and regulated by the Bank of Zambia.

No Paperwork, no guarantors or collateral required

Entirely online process which can be completed from the comfort of your home

Receive mobile money just in 5 minutes after loan application (* Terms and Conditions Apply)

Who is eligible to apply?

Zambian citizen
Age: 21-60

Have your own mobile money(MTN/Airtel)

Be a holder of a Zambian NRC.

Apply now

  • Step 1.
    Sign up

  • Step 2.
    Personal information

  • Step 3.
    Instant Mobile Money Transfer