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This is to caution the public that some unscrupulous persons posing themselves as employees/representatives/agents of Biu Capital Limited/Zamcash, with an ulterior motive to earn wrongful gain and/or cheat the prospective public. They are fraudulently offering online loans on social media platforms such as Facebook. They are soliciting them for loans using Biu Capital Limited’s products ZAMCASH by asking for deposits of specific amounts via Mobile money other means of money transfer. These people are also authorizedly using the ZAMCASH name, trademark, and logos belonging to Biu Capital Limited to tarnish the image and reputation of Biu Capital Limited.

We wish to caution the general public that Zamcash/Biu Capital Limited have not appointed nor authorized any person or agency to give out online loans via social media or any other website other than presented below or to use the name, trademark and logos of our company and products.

The public, in general, is also advised not to fall prey to such fraudulent activities. Zamcash does not ask, solicit and accept any monies in any form from the general public that are applying or wish to apply for a loan with us, whether online or otherwise, as a registration requirement. Zamcash/Biu Capital Limited bears no responsibility for deposits/withdrawn from there in response to such offers.

Kindly note that Biu Capital limited follows the process, client will need to click on our website link which provides steps and guidelines on how to apply as well as information required in order to submit loan application successfully and if face any challenges our customer care numbers are provided on the websites. Our website is very secure and no third parties involved.

Under Promotions: we have the invite friends referral promotion. The referee can only share their generated link on their profile and not obtain any details or information from the invitee. You can contact our customer care hotline on the website for more guidance and assistant.

Anyone dealing with fake social media platforms would be doing so at his / her own risk, and Biu Capital Limited will not be held responsible for any loss or damage suffered by such persons, directly or indirectly. The company strongly recommends that potential loan applicants not respond to such solicitations from the many fake social media groups purporting to be Zamcash.

Should you come across any fraudulent pages or have any information regarding solicitation for loans with our product, Biumoney Capital Limited, please assist us in taking appropriate action to curb such mala fide activities.

- For further information please contact:
- Tel: +260 766279648 / +260 763533080
- Email:
- Website :

Risk & Compliance Department
Biu Capital Limited